So I came into their tasting room today to buy a Bourbon but left with their anejo Tequila. Wow! Super smooth!

Having a home security system is more than a luxury these days. This is because despite the number of reported properties going down in recent years, over 1 million incidents of robberies, thefts, break-ins, and other property crimes are reported across the United States every year.

A lot of people think having a home security system costs a lot. Although you do have to pay a monthly price for the equipment rental and services, home security systems save you from huge losses or reduce the threat of your house being a victim of any criminal activity. Furthermore, it also saves you money. For example, if you have a comprehensive home security system, like the ones from ADT Home Security, installed at your house, you'll get lower insurance premium rates for home insurance, auto insurance, and more. 

In this article, let’s take a look at what insurance premiums are, how these premiums can be lowered with the help of home security systems, and some ADT security packages on offer. 

What are Insurance Premiums?

The insurance premium is the sum…